Mortgage Broking
Hillman Morgan, provides Mortgage Broking services from both the Toowoomba and Brisbane office.
Our Mortgage Brokers help clients find the right loan for them from a panel of lenders and hundreds of different lending products. Whether our clients are buying their first home, upgrading to a bigger home, buying an investment property, buying a holiday home or just need some more money to complete renovations we can help and what’s better we offer obligation free appointments to see if we can help.
We can also help with commercial finance, whether it’s buying an office or a shed, motor vehicles, equipment, machinery we are here to help you find the best deal possible.
Why use a Hillman Morgan Mortgage Broker?
Our mortgage brokers can be seen as a loan expert; they have access to a broad range of loans from over 20 lenders (including the big 4) and can compare the features of these loans to show you which one will work best for you. They also know from experience and access to research which lenders will accept a client’s loan application.
Our value proposition is about getting you the best deal in the shortest time possible at no additional cost.
What’s the process?
The following is a summary of the process involved in getting a loan.
- We meet up and collect information about you so we can understand your needs and answer any questions you have
- We work out your borrowing power to see how much you can borrow and make sure it fits in with your goals.
- We compare the different loans to find you the right one for you.
Help you with a pre-approval if necessary.
- When you find that dream property we prepare the paper work and submit the application.
- We support you right through to settlement and beyond.
How Much does it cost to use a broker?
The banks pay Hillman Morgan a commission for the loans they write so there is no direct cost to the client, ultimately the rate a client pays should be the same whether they access the loan through our brokers or go direct to the bank.
Call today to make an appointment with a mortgage broker. If you’re not located near either of our offices don’t worry as we regularly do loans all over the country via electronic means.