I have been both a Financial Planner since 2003 and Mortgage Broker since 2001. Prior to this I was a self-employed registered builder, then worked in the public sector assisting local governments with organisational planning and strategic development.
As a Financial Planner with the designation of “Fellow Chartered Financial Practitioner” I am a firm believer in comprehensive lifestyle financial planning implemented one step at a time. With the focus starting at cashflow and debt, I am at my happiest when helping clients define how they want to spend the rest of their lives, determining the cost of their present and desired lifestyle and how it can be achieved and protected (even if catastrophe hits!)
I relish each opportunity I am afforded to work with clients at different stages of their lives and believe the earlier in life I begin to work with a client the stronger their long-term financial position will become.
I’m very happy to note that my long-term view of the financial planning process lends itself well to integrated advice and this is reflected with many of my clients representing 2 and 3 generations of the same family.
I specialise in helping individuals and couples that are working towards retirement in the next 10-15 years. At this time in life especially, clients can choose to take control of where they want to be and what goals they would like to pursue, with me helping them to move the needle in the right direction and bring into perspective what is realistic and what is not. I also work with those who are just hitting or are already retired and the children of these clients.
I take the time to work with clients and help them answer the big questions, like – “How much is enough?” and “What do I need to retire comfortably?” and together we explore scenarios and develop a path to financial independence utilising proven methods and tools such as budgeting, debt reduction and cashflow planning.
Ultimately, my goal with every client I work with is to develop a relationship bolstered with trust, clarity, direction, and peace of mind.
Advice and Services
- Retirement Planning
- Investment Planning
- Superannuation including Self-Managed Super Funds
- Insurance & Risk Planning
- Life, Disability & Trauma Insurance
- Income Protection
- Estate Planning
- Salary Packaging
- Budgeting
- Cashflow Planning
- Personal Banking
- Mortgage Broking
- Residential Mortgage and Home Loans
- Refinancing
- Debt Consolidation
- Personal Loans
- Deposit Bonds
- Reverse Mortgages
- Commercial Loans
- Rural Loans
- SMSF Loans
Qualifications
- AFA Fellow Chartered Financial Practitioner
- Advanced Diploma of Financial Services (Financial Planning)
- Diploma of Financial Services (Mortgage Broking)
- Certificate – Cavendish & ICFS Specialist Self-Managed Super Fund Course
- Commissioner of Declarations
Designation
- “Fellow Chartered Financial Practitioner”
Professional Memberships
- Financial Planning Association of Australia
- Association of Financial Advisers